Switzerland

Filter by:
FINMA Will Assess Board AI Governance in Every Review

Suisse  ·  8 min read

FINMA Will Assess Board AI Governance in Every Review

FINMA has stated it will assess board-level AI governance as part of regular supervisory reviews. It has published two guidance documents in five months documenting specific governance gaps across Swiss banking. The institutions that build governance-grade AI before the next examination cycle are making an investment. The ones that do not are accumulating a finding.

12 May 2026 banking AI
SIC5 Created the Fraud Problem Swiss AI Must Now Solve

Suisse  ·  9 min read

SIC5 Created the Fraud Problem Swiss AI Must Now Solve

Switzerland launched SIC5 instant payments in August 2024. Cyber fraud cases rose 40% the same year. CEO fraud nearly doubled. FINMA's April 2026 survey found 42% of Swiss banks have no dedicated digital fraud policy. The infrastructure is live. The governance is not.

12 May 2026 banking AI
Which AI Decisions Swiss Banks Need to Prioritise First

Suisse  ·  7 min read

Which AI Decisions Swiss Banks Need to Prioritise First

Most Swiss banks are deploying AI but have not built the governance frameworks to make it defensible. FINMA's findings are specific: 42% have no digital fraud policy, model risk is systematically under-addressed, and board-level governance is absent in most institutions. The failure patterns are identical to every other market in this series.

12 May 2026 banking AI