Overdraft Management

Retail Banking  ·  6 min read

Overdraft Management: From Reacting to the Event to Predicting It

NSF events cost between $30 and $40 each in combined fee income and servicing expense. Predicting 10% more of them 24 to 48 hours in advance changes the economic dynamic entirely — from processing a consequence to preventing one. The model that does this is not complex. The data that supports it is already in the bank.