Healthcare Insurance · 5 min read
Member Enrollment: When the Wrong Member Joins at the Wrong Price
The first-year Medical Loss Ratio on a newly enrolled member cohort is the clearest indicator of whether the acquisition strategy is working. Most health plans cannot predict that number accurately at the point of enrollment. The data to do so exists. The models to use it do not yet sit at the enrollment decision.
12 May 2026
Member Enrollment
Risk Scoring