Fraud Ring Detection

Payments Networks  ·  5 min read

Fraud Ring Detection: The Coordination That Is Only Visible Across the Scheme

Organised fraud operations are designed to stay below the detection threshold of any individual issuer. They distribute activity across multiple cards, multiple issuers, and multiple acquiring banks — each individual event appearing unremarkable in isolation. The connection between those events is only visible at network level. No single institution can see it. The network can.